Frequently Asked Questions This is a great resource for getting more information about filing or bankruptcy questions in general. Click one of the links to visit the bankruptcy resources website. Can I obtain bankruptcy protection again if I have filed a bankruptcy in the past and am now falling behind in payments again? How much does it cost to file bankruptcy? Do all debts get discharged? What is a discharge? How does bankruptcy help me in the short run? Do I have to “qualify” for bankruptcy? How will I know if I am eligible? What is the difference between chapter 7 and chapter 13? What are the different kinds of bankruptcy? What are the main purposes of bankruptcy?